“Site” refers to this Internet web site (patriotcapital.com) and its related services. “You” or
“User” refers to a registered user of this Site(s). “Patriot Capital” or “We” refers to Belem
Servicing LLC. Each dba maintains a separate website to which this policy is a part. We use
“Belem Servicing, LLC” in this policy statement to mean each dba as individually recognized
by the policy presented on the website.

This Site contains links to other sites.
Belem Servicing, LLC is not responsible for the privacy practices of the content of any other
Web sites to which We link or to which We are linked. We encourage You to read the posted
privacy statement whenever interacting with any web site.

The Work Space.
This area of the Site is for the benefit of Users. The private and shared Workspace areas of the
Site help to facilitate communication and the exchange and sharing of information. The
information contained in private workspaces shared between Users and Belem Servicing, LLC is
not used for any purposes other than to facilitate communication and the exchange of
information between the parties involved.

Information We Gather. Registration.
If You register to use or provide services using Patriot Capital, we may collect and store
information that specifically identifies You or your account (“Personally Identifiable
Information”). The required information may include your User ID, password, first name, last
name, business name, address, city, state, zip/postal code, phone, fax, email and web site address.
We may, in the future, include other optional requests for information from You, to help us to
tailor the Site for You and deliver personalized information to You.

Online Surveys and Contests.
Belem Servicing, LLC may conduct online user surveys to collect information about our users’
preferences. These surveys are optional and if You choose to respond, your responses will be
kept anonymous. Similarly, we offer contests to qualifying Users in which we ask for contact
and demographic information such as name, email address and mailing address.

Revised 12-2024

Automatically Gathered Information.
Belem Servicing, LLC automatically collects your browser type and browser software version to
tailor the presentation of the services to your platform and to maintain a record of your activity on
the Site. Belem Servicing, LLC may also use cookies to enable users to specify unique preferences
and to track user trends and patterns. Users always have the option of disabling cookies via their
browser preferences. If You disable cookies on your browser, please note that some parts of our
Site may not function as effectively or may be considerably slower. As an automatic process, our
web server software records a log file of IP addresses that access the Site. We also collect IP
address information but do not ordinarily link IP addresses to Users Personally Identifiable
Information. However, We can and will use IP addresses to identify a User when We, in our sole
discretion, determine that it is necessary to enforce compliance with our Terms and Conditions of
Use or to protect our service, Site, customers or others.

Your Public Profile.
As part of registration, You may be required to provide contact information such as name,
address, city, state, zip, phone, fax and email address, some of which can be displayed to other
users of our service in an effort to simplify communication between members.

How We Use Information. Registration Information.
We use Personally Identifiable Information for our own internal purposes including contacting You
via email to inform You about updates to our services and providing You with other information
that we deem necessary. We reserve the right to disclose your information as required by law. We
do not rent or sell our Users Personally Identifiable Information to third parties.

Advertising.
At this time, we do not display banner advertising on our site, but we may send You email
communications including information that we think may be of interest to You. You may opt out
of receiving these promotional email communications, either when You register to become a
Member, or at any time thereafter by contacting us.

Revised 12-2024

Demographic Information, Surveys and Contests.
The demographic information that Belem Servicing, LLC collects in the registration process and
through online surveys may be used to help us improve our services to meet the needs and
preferences of our Users. This may include targeting advertising to You about our services.
Information we gather through a contest may also be disclosed to third parties as necessary for
prize fulfillment and other aspects of any contest or similar offering.

Comments Submitted by Users.
Patriot Capital constantly seek to improve the quality of the services We provide and the User
experience on the Site. We value your input and encourage You to help us expand and make
improvements to the Site(s) by providing Us with any thoughts or comments You might have
regarding our services or the operation of the Site. You can submit any comments by contacting
us. If You provide this information, we will only use it to acknowledge or respond to your
comments. In certain circumstances, we may ask for your permission to post your comments in
marketing or promotional materials

Revised 12-2024

Revised 12-2024

Security.
We will use commercially reasonable methods to keep Personally Identifiable Information
securely in our files and systems. Please note that with current technology, we cannot guarantee
the security of your data as it travels over the Internet.

Terminating Your Membership.
We save your Personally Identifiable Information until your membership with us is terminated.
To terminate your membership, contact us. If You terminate your membership, your Personally
Identifiable Information cannot be recovered. You may continue to receive email
communications for a short period of time until we have updated all of our databases. After
termination of your membership, your Personally Identifiable Information may remain on our
archived database and records for a reasonable time as residual information. We will not use
this residual information. Notwithstanding the above, we will maintain information on Users
who have been removed for violating our Membership Agreement.

Correcting/Updating Your Information.
To correct and/or update your information, please contact us. 

Contacting Us.
If You have any questions about this Privacy Agreement or the practices of this Site, you
may contact us at:

Patriot Home Mortgage
Customer Service
619 S Bluff St. Tower 2 Suite 1B
St. George, Utah 84770
435-256-8813